No one is perfect and when you do overdraft your account or need to place a stop payment you pay just $25 for overdrafts and $20 for stop payments.
relatives can join
Any Rochester area state employees and their family members can join - husband, wife, children, grandparents, grandchildren, great-grandchildren - anyone who is related to anyone who is already a member can join!
Sometimes our reps will call you before you overdraft or you can call in any time to receive personalized attention. We are here to help.
Low interest rate, very quick credit decisions, flexible repayment terms, automatic repayment from your savings account or checking account available, and no penalty for early repayment.
Our basic savings account, competitive rate paid on balances of $100 or more, no monthly service charge, minimum opening deposit is $5.
No minimum balance requirement, no monthly service charge, no per check charge, online banking available, electronic bill payment available, overdraft protection available, minimum opening deposit is $50.
MONEY MARKET SAVINGS
Higher rate paid than on a regular savings account, Our three tiers reward you for keeping higher balances. No monthly service charge. Minimum opening deposit is $2,500.
Receive a competitive rate on the term you choose. The rate is locked in for the term of the certificate. Terms ranging from 6 months to 36 months available. Minimum deposit is only $500.
Save for holiday spending, a vacation, or any purpose. Competitive rate paid on balances of $100 or more, no monthly service charge, minimum opening deposit is $5.
With direct deposit, your paycheck, pension check, social security check, and many other types of checks can be automatically deposited to your account.
INDIVIDUAL RETIREMENT (IRA)
IRA accounts provide an excellent way for you to save for your retirement. We offer both Roth IRA accounts and Traditional IRA accounts. Minimum opening deposit for an IRA savings account is $50. Minimum deposit for an IRA Certificate account is $500.
FREE ATM / DEBIT CARDS
Free with every account. With your card, you can access your checking account or savings account at thousands of ATMs nationwide. Make withdrawals, transfers, balance inquiries, and more.
Lets you access your accounts 24 hours a day, 7 days a week, via the internet. Get account balances, check account activity, transfer funds between your accounts, request a withdrawal check be mailed, and much more.
Lets you access your accounts 24 hours a day, 7 days a week, with a touch tone telephone. Get account balances, check account activity, transfer funds between your accounts, and much more.
ELECTRONIC BILL PAYMENT
Simplify the bill paying process with the ability to pay all of your bills from one easy to use site. Schedule recurring payments to be made automatically, make a one-time payment to anyone at any time, and much more.